The full tour for everyday drivers — the free app, the new Vehicle Intel (recalls, known problems, repair estimates, value trend), why drivers go Gold, and when a small business goes Business. Tap a chapter to jump straight to it.
Tap play. Hear everything Perkstacker does — and why Gold pays for itself — then download it free below.
Perkstacker tells you the optimal combo of credit card + cashback app + loyalty program for every purchase — so you never leave money on the table.
Turn every purchase into a mini-optimization problem — and let AI solve it for you.
Every fill-up charts your real MPG. A sudden drop flags tire, filter or engine trouble before it drains your wallet.
Send your accountant a read-only link — full tax report plus a downloadable pack, no login needed. Revoke anytime.
Log services with receipt photos, store insurance & registration with expiry reminders — your whole car file in one place.
Fleet owners get an email the moment a vehicle's repair spend spikes — with repair-vs-replace math on what a swap would save.
Tell us what you're buying — we build the optimal combo of cards, apps & loyalty programs.
60+ preset brands for restaurants, gas, hotels & retail — all in one wallet.
Claude Sonnet 4.5 pings you at the perfect moment to redeem free food or fuel.
Snap a receipt — merchant, amount & category auto-fill. Missed one? Retry the AI scan on any attached photo.
Real-time fuel prices + your Fuel Rewards + Upside cashback stacked automatically.
40+ top cards preloaded — we know Amex Gold earns 4x on groceries, Chase CSR 3x on dining.
GPS detects your business drives automatically (72.5¢/mi IRS rate) — review, annotate & export drive history.
Weekly savings streaks unlock bonus AI tips — mid-week nudges make sure you never break the chain.
Monthly savings race with owner-set prizes, a 👑 hall of fame, and 🔥 badges for back-to-back champions.
Set a monthly target, watch the live progress bar — the whole team gets a celebration email the moment you hit it.
Monthly team PDF reports auto-emailed on the 1st, plus search & filter any expenses and export exactly that list to CSV.
Log paychecks, see what to set aside for self-employment tax — no April sticker shock.
Every fill-up scored 0–100 against live U.S. prices. Watch your monthly trend climb — and share your Fuel Genius card.
Stack fill-ups at reward brands back-to-back to unlock Perk Stacker, Stack Master & Perk Legend trophies.
AI plans your gas stops and sets a fuel budget for the drive — get alerted if you run hot, roll leftovers into next month.
Per-vehicle fuel budgets, driver Fuel IQ ranks, streak leaderboards, and a weekly pulse email when spend runs hot.
Two deeper dives — pick yours and press play.
Card stacking, the cheapest gas nearby, MPG health warnings, automatic mileage at the full IRS rate, and a one-link tax handoff — the full Gold story in 80 seconds.
Start your 7-day free Gold trial →Live dashboards, A–F health grades, due-part alerts, OBD code insights, shop scorecards, the AI Quote Checker with owner approvals, and a running savings tracker — the full fleet story in 2 minutes.
See Business pricing →Tap a scenario or type your own. Claude Sonnet 4.5 finds the optimal card + app + coupon combo in real time.
Add the credit cards you carry and cashback apps you use (Upside, Ibotta, Fetch, Rakuten). We remember them — you don't have to.
Gas, groceries, coffee, hotel, flight — pick a category, enter the amount, optionally add merchant + trip context.
Claude Sonnet 4.5 returns a step-by-step plan showing which portal → coupon → card → loyalty → cashback app to use, with estimated savings.
Start free forever. Upgrade only when you outgrow the limits.
"Finally an app that tells me which card + which app to use — I saved $47 on a single Costco run."
Perkstacker is your all-in-one wallet for loyalty programs, credit-card rewards, and cashback apps. Our AI Stack Planner tells you the optimal combo of card + app + loyalty program to use for each purchase — so you never leave money on the table.
Never. Perkstacker only stores which cards you carry (e.g., "Amex Gold") — we never ask for card numbers, CVVs, or expiration dates. All actual payments happen through your normal wallet or checkout.
Tell us what you're buying (e.g., $40 gas at Shell). We look at the credit cards + cashback apps + loyalty programs in your wallet, ask Claude Sonnet 4.5 to compute the optimal order of operations, and return step-by-step instructions with estimated total savings.
A shared workspace with approval workflows and spend policies, a monthly savings leaderboard with owner-set prizes, a 👑 hall of fame with streak badges, team savings goals with automatic celebration emails, missing-receipt nudges, bulk AI receipt scanning, and an accountant-ready PDF spend report emailed on the 1st of every month.
Your data is encrypted in transit and at rest, tied only to your account, and never sold to third parties. Perkstacker is subscription-funded — Free users see a small banner promoting our own paid tiers, which is the only "monetization" on Bronze. You can delete your account and all data anytime.
Yes. Cancel any time in Profile → Manage subscription. You keep access until the current billing period ends. See our refund policy for prorated refund rules.
Perkstacker is available now on the App Store (iOS) and Google Play (Android), built with Expo. A web version is coming soon.
Download Perkstacker free — takes 60 seconds to get your first AI-powered stacking plan.